Zazzagewa UnitedHealthcare - Health Insurance

Zazzagewa UnitedHealthcare - Health Insurance,

UnitedHealthcare (UHC) tana ɗaya daga cikin manyan masu ba da inshorar lafiya a Amurka. Wani ɓangare na Ƙungiyar UnitedHealth, UHC tana ba da tsare-tsaren inshorar lafiya iri-iri ga mutane, iyalai, da kasuwanci. Kamfanin yana hidimar miliyoyin membobi kuma an san shi don faɗuwar hanyar sadarwar sa na masu ba da lafiya, sabbin shirye-shiryen kiwon lafiya, da cikakkun hanyoyin inshora.

Zazzagewa UnitedHealthcare - Health Insurance

Nauin Tsare-tsaren Inshorar Lafiya

UnitedHealthcare yana ba da kewayon tsare-tsaren inshorar lafiya da aka tsara don biyan buƙatu daban-daban. Waɗannan sun haɗa da:

Tsare-tsaren Mutum da Iyali:

• HMO (Kungiyar Kula da Lafiya): Yana buƙatar membobin su yi amfani da hanyar sadarwar likitoci da asibitoci. Likitan kulawa na farko (PCP) yakan zama dole don ganin kwararru.
• PPO (Ƙungiyar Mai Ba da Zaɓuɓɓuka): Yana ba da ƙarin sassauci a zabar masu ba da lafiya kuma baya buƙatar masu ba da shawara ga ƙwararru. Membobi za su iya ganin kowane likita, amma kulawar da ba ta hanyar sadarwar ba ta fi tsada.
• EPO (Kungiyar Masu Ba da Agaji ta Musamman): Mai kama da PPOs amma ba sa rufe kulawar waje sai a cikin gaggawa.
• POS (Point of Service): Haɗa fasalulluka na tsare-tsaren HMO da PPO. Membobi suna buƙatar tuntuɓar PCP don ganin ƙwararru amma suna da sassaucin fita daga hanyar sadarwa a farashi mai girma.

Shirye-shiryen Medicare:

• Shirye-shiryen Amfani na Medicare (Sashe na C): Duk-in-daya tsare-tsare waɗanda suka haɗa Medicare Sashe A (inshorar asibiti) da Sashe na B (inshorar likitanci), sau da yawa ciki har da Sashe na D (ƙirar magunguna) da ƙarin faidodi kamar hakori, hangen nesa, da lafiya. shirye-shirye.
• Inshorar Ƙarin Medicare (Medigap): Yana taimakawa wajen biyan kuɗin da Asalin Medicare bai biya ba, kamar haɗin kai, haɗin kai, da cirewa.

Tsare-tsaren Tallafawa Mai Aiki:

Tsare-tsaren Ƙanana da Manyan Ƙungiya: Maganin inshorar lafiya na musamman don kasuwanci na kowane girma. Ya haɗa da zaɓuɓɓuka kamar HMO, PPO, da tsare-tsaren kiwon lafiya masu girma (HDHP) waɗanda aka haɗa tare da Asusun Taimakon Kiwon Lafiya (HSAs).

Shirye-shiryen Medicaid:

Shirye-shiryen kulawa da aka sarrafa don daidaikun mutane da iyalai waɗanda suka cancanci Medicaid, suna ba da faidodi da ayyuka daban-daban waɗanda suka dace da takamaiman buƙatun jihar.

Sabbin Shirye-shirye da Sabis

UnitedHealthcare an san shi don sabbin hanyoyin sa na kula da lafiya da kulawar haƙuri. Wasu mahimman shirye-shirye da ayyuka sun haɗa da:

Lafiya da Kulawa na rigakafi:

• Shirye-shiryen jin daɗin rayuwa waɗanda ke ƙarfafa salon rayuwa mai kyau ta hanyar ƙarfafawa da koyar da lafiyar mutum.
• Ayyukan kulawa na rigakafi sun rufe ba tare da ƙarin farashi ba, gami da alluran rigakafi, dubawa, da duban shekara-shekara.

Sabis na Lafiya:

Ziyarar gani da ido tana bawa membobi damar tuntubar maaikatan kiwon lafiya daga jin daɗin gidajensu, musamman masu faida ga ƙananan lamuran lafiya da alƙawura masu biyo baya.

Sabis na kantin magani:

• Cikakken kewayon magani tare da faffadan hanyar sadarwa na kantin magani.
• Sabis na kantin magani don isar da magunguna masu dacewa a gida.

Gudanar da Kulawa da Gudanarwa:

• Shirye-shiryen sarrafa yanayi na yau da kullun waɗanda ke ba da tallafi ga membobin da ke da yanayi kamar su ciwon sukari, cututtukan zuciya, da asma.
• Haɗin kai na keɓaɓɓen kulawa don rikitattun buƙatun lafiya, taimaka wa membobi kewaya tsarin kiwon lafiya da samun damar kulawa da ta dace.

Cibiyar sadarwa na Masu bayarwa

UnitedHealthcare tana alfahari da ɗayan manyan cibiyoyin sadarwar masu ba da sabis a cikin ƙasar, tabbatar da cewa membobin sun sami dama ga ƙwararrun ƙwararrun kiwon lafiya da wurare. Cibiyar sadarwa ta ƙunshi:

• likitocin kulawa na farko
• Kwararru
• Asibitoci da asibitoci
• Cibiyoyin kulawa na gaggawa
• Magunguna

Taimakon Abokin Ciniki da Albarkatu

UnitedHealthcare yana jaddada kyakkyawan sabis na abokin ciniki, yana ba da albarkatu daban-daban don taimaka wa membobi su yanke shawara game da lafiyarsu da ɗaukar hoto. Waɗannan albarkatun sun haɗa da:

Portal memba na kan layi: Dandalin abokantaka mai amfani inda membobi zasu iya sarrafa tsarin lafiyar su, duba daawar, nemo masu samarwa, da samun damar albarkatun lafiya.
Mobile App: Yana ba da hanyar tafiya zuwa ga bayanan tsarin lafiya, katunan ID na dijital, da sabis na kiwon lafiya na waya.
Taimakon Abokin Ciniki: Akwai ta hanyar waya da taɗi ta kan layi don taimakawa tare da tambayoyi game da ɗaukar hoto, daawar, da faidodi.

Kammalawa

UnitedHealthcare ta yi fice a cikin masanaantar inshorar kiwon lafiya tare da cikakkun tsare-tsare, sabbin shirye-shiryen kiwon lafiya, da faffadan hanyar sadarwar mai ba da sabis. Ko dai daidaikun mutane suna neman ɗaukar hoto don kansu, danginsu, ko ta hanyar masu aikinsu, UHC tana ba da mafita waɗanda aka tsara don tallafawa lafiyar gaba ɗaya da walwala. Ta ci gaba da haɓakawa don biyan bukatun membobinta, UnitedHealthcare ya kasance babban zaɓi don inshorar lafiya a Amurka.

UnitedHealthcare - Health Insurance Tabarau

• Dandamali: Android
• Jinsi: App
• Harshe: Turanci
• Girman fayil: 26.44 MB
• Lasisi: Kyauta
• Mai Bunkasuwa: UNITED HEALTHCARE SERVICES, INC.
• Sabunta Sabuwa: 24-05-2024
• Zazzagewa: 1